Earn 3.00% APYa on your balance in a high-yield North One Business Checking Account

—that’s nearly 38x the national averageb

Make every purchase count with a North One Business Debit Card

Make every
purchase count with
a North One
Business Debit Card

Apply for an account

North One is a financial technology company, and not a bank. Banking services are provided by The Bancorp Bank, N.A., Member FDIC.

Earn as you spend

Earn up to 4% cash back1 on select categories

Spend instantly

Start spending right away with virtual cards—no waiting required

Stay in control

Track purchases, lock cards instantly, and get automated expense reports

Cash back rewards

Bank rewards with every tap

Turn every business expense into savings with cash back1 on debit spend.

4% cash back

Earn 4% back on dining, travel, and hotel stays

1% cash back

Get rewarded for logistics and business travel with automatic cash back on fuel

Unlimited cash back

Earn rewards without caps

Effortless card management

Flexible card access to keep your business moving

Simplify payments and manage expenses with virtual and physical cards for your business.

Instant virtual card access

Start spending as soon as you open your North One Account—no waiting for a physical card

Cards for all owners

Issue individual virtual and physical cards to co-owners and team members for easy tracking and spending control

Contactless payments

Pay securely and quickly using mobile wallets or tap-to-pay technology

Seamless card management

Monitor and control all your team’s cards from a single, easy-to-use dashboard

Cards for all owners

Issue individual virtual and physical cards to co-owners and team members for easy tracking and spending control

Contactless payments

Pay securely and quickly using mobile wallets or tap-to-pay technology

Seamless card management

Monitor and control all your team’s cards from a single, easy-to-use dashboard

Team bank account

Take control of team spending

Save time and reduce errors with streamlined tracking, approvals, and automatic reporting.

Real-time expense
monitoring

Instantly track purchases, making reconciliation at the end of the month faster and more accurate


Instant
card
locking

Instant
card locking

Lock any card instantly to safeguard funds from unauthorized access


Automated
reporting

Automated reporting

Expenses are automatically categorized, helping you maintain accurate books and prepare for tax season with ease

North One is a financial technology company, and not a bank. Banking services are provided by The Bancorp Bank, N.A., Member FDIC.

Built-in protection

Comprehensive security
to protect your bottom line

Your business’s security is our top priority, with safeguards built into every transaction.

Control your cards

Block transactions on lost or stolen cards and order a new one in seconds

PIN & two-factor authentication

Add an extra layer of security to help prevent unauthorized access

Fraud protection alerts


We monitor transactions in real time to detect and prevent suspicious activity

Funds are FDIC insured through partner banks2

Your funds are FDIC insured up to $250,000 through the Bancorp Bank, N.A., Member FDIC

Flexible ATM options

Access cash wherever you go

Keep cash flow flexible with nationwide deposit and withdrawal options.

Deposit cash3 easily

Use GreenDot® locations to deposit funds without hassle

Withdraw cash worldwide

Access cash at over 2 million ATMs worldwide in the in the Cirrus®, Mastercard®, and Maestro® networks

ATM fee reimbursement

Get reimbursed for up to six third-party ATM fees per month4

FAQs

Frequently Asked Questions

What is a business debit card?

A business debit card allows you to make business-related purchases directly from your business checking account balance.

What happens if you use a business debit card for personal use?

Using a business debit card for personal purchases can complicate bookkeeping and tax reporting. It’s best to use the card exclusively for business-related expenses to maintain clean financial records.

What is the difference between a debit card and a business card?

A personal debit card accesses personal funds, while a business debit card is tied to your business checking account. Business debit cards often come with additional perks like expense tracking, cash back, and team management features.
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1 The automatic rebate program is through Mastercard's Easy Savings rebate program terms and conditions may apply. Please see the Terms & Conditions here.

2 The Bancorp Bank, N.A.; Member FDIC. North One is not FDIC-insured. Deposit insurance coverage only protects against failure of The Bancorp Bank, N.A.

3 The retailer that receives your cash will be responsible to transfer the funds for deposit into your North One Account. Cash deposits are subject to terms and conditions of Green Dot Corporation. © Green Dot Corporation. Green Dot is a registered trademark of Green Dot Corporation. Subject to card and balance limits.

4 North One does not charge a fee for this service but may reimburse you for third party fees charged. You must contact support@northone.com to request reimbursement. Some restrictions apply.
© 2025 North One. All Rights Reserved.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program.

Apple® and the Apple logo® are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google Play and the Google Play logo are trademarks of Google LLC.

Banking Services provided by The Bancorp Bank, N.A., Member FDIC. The North One Mastercard® Small Business Debit Card is issued by The Bancorp Bank, N.A., Member FDIC pursuant to license by Mastercard International Incorporated and may be used everywhere Debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an Account. What this means for you: When you open an Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.